Reality Platinum Checking
Reality Platinum Checking® Account Details
Account Description
Ideal for individuals looking for a checking account that pays interest on account balances and offers relationship benefits, discounts and premium rates.
Features & Benefits
- Minimum opening deposit $50
- Monthly maintenance fee of $15 is waived if you maintain a $5,000 minimum daily balance or $25,000 in loan/deposit combined balances1 or have a Moltrina Offshore Mortgage Loan with auto debit from a Reality Platinum Checking
- Earn interest on all balances
- Free non-Moltrina Offshore ATM transactions2
- Free first box of checks, plus one free box annually3
- Free online banking & bill pay
- Free mobile banking & alerts4
- Free paperless statements
- No fees on official checks
- Annual fee waived on your Moltrina Offshore Home Equity Line of Credit5
- Free 3x5 safe deposit box or up to $45 discount on a larger box
- Eligible to open Reality Gold Savings® Account
- Enroll in MeritRewards Shop, Earn & Protect℠6
Additional Features
- Enjoy the convenience of direct deposit
- Want to switch to Moltrina Offshore? Download our helpful switch kit
- Overdraft protection is available by linking your Moltrina Offshore savings account and/or a Moltrina Offshore MasterCard® credit card (subject to credit approval)
Let's Talk
- Call: +44 297 616 3739
- Visit your nearest Moltrina Offshore branch
Get Started Today!
Reality Platinum Checking® Summary
Easy-to-read document that explains the most common fees and key features of this account.
- Credit Card, Mortgage, Student and Business Loans are not included in loan combined balances.
- Other bank's fees may apply.
- Guardian Safety or Sheffield wallet style checks only, which must be ordered through our check printing partner, Harland Clarke.
- Moltrina Offshore does not charge for alerts. However, your internet or mobile service provider may charge for sending and receiving alerts. Check with your service provider for details on specific fees and charges that may apply.
- Refer to Home Equity Line of Credit Disclosures for additional information.
- MeritRewards Shop, Earn & Protect: The Identity Theft Protection services mentioned above are provided through an arrangement with NXG Strategies, LLC. Entities that may be involved in the provision of these services include NXG Strategies LLC, Merchants Information Solutions, Inc., and one or more companies in the CoreLogic group of companies. In obtaining the described services, you may be asked to visit a third party website and/or agree to terms and conditions with one or more of these companies
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