Overdraft Protection

Overdraft Protection Overview

Overdraft protection is a service that helps prevent overdrafts on your account and will help you avoid overdraft fees. Our overdraft protection is available through a Moltrina Offshore savings account and/or a Moltrina Offshore MasterCard® Credit Card.

Benefits of Overdraft Protection

  • Available with all Moltrina Offshore checking accounts
  • Assists with payment of checks if account is overdrawn
  • Helps you avoid overdraft and returned check charges

Savings Overdraft Protection

If your checking account becomes overdrawn by any amount, a transfer from your Moltrina Offshore savings account will be made in the exact amount needed to cover your checking account overdraft. (fees apply)

Credit Card Overdraft Protection

Your Moltrina Offshore MasterCard or Visa® will be linked to your checking account, and if you should overdraw your account, available funds from your credit card will be automatically advanced to your checking account. (cash advance fees apply)

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* Subject to credit approval.