Checking Account Comparison

Compare Business Checking Accounts

Our checking accounts are designed to help you manage your individual business banking needs... which one is right for you?

 Reality Business Basic   Reality Business Pro  Commercial Checking
Minimum Balance To Open:$50  $50 $50
Monthly Maintenance Fee: $0 $25 $30
Average Monthly Balance To Waive Fee: N/A

$15,000 checking, $25,000 combined deposit products $10,000 minimum in checking

 Earnings credit offset
Other Options To Avoid Maintenance Fee: N/A One qualifying service N/A
Qualifying Services: N/A Business online payroll, Remote deposit capture, Merchant services N/A
Monthly Combined Transactions: 250500  N/A
Fee Per Transaction Over Limit: $1 $0.50 Varies
Monthly Limit for Free Cash Deposits: $5,000 $25,000 $10,000
Fee Per $100 Cash Deposited Over Monthly Limit: $0.20 $0.20 $0.18
Check Safekeeping Required: Yes Yes Yes
Free Image Paper Statements: No No No
Image Paper Statement Fee: $3 $3 $3
Free Images Available With Paperless Statements: Yes Yes Yes
Wire Transfer Fee - Incoming/Outgoing: $30/$35 $15/$20 $15/$20
First Order Check Specials Available: Yes Yes Yes
Overdraft Protection via Business MasterCard®*: Yes Yes No
Free Online Banking: Yes Yes Yes or Moltrina Offshore e-Connect®
Free Basic Online Bill Pay: Yes Yes No
Free MasterCard Debit Card Pin Transactions: Yes Yes N/A
Free MasterCard Management Reporting: Yes Yes Yes
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